I'm 40 years old, no kids, single. I have high six figures to play with. No debt but for a 15K car loan at .9% I'm in Cali, Make about 130K a year. I'm hoping to go for a 80% Stock/20% Bond ratio. I made it thru the 2008 collapse okay, and bought some stock at the bottom. (wish i'd bought more!) Rig...