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Re: A week in Tuscany: April 2015. Suggestions?

We have used VRBO several times in Europe. Very pleased each time.
http://www.vrbo.com/vacation-rentals/eu ... e/florence

2b2
by 2b2
Sat Nov 22, 2014 1:27 pm
 
Forum: Personal Consumer Issues
Topic: A week in Tuscany: April 2015. Suggestions?
Replies: 22
Views: 1300

Re: What would be the investing strategy for a coming crash?

what is a Boglehead to do?
op, you joined the forum almost a year ago.
I think you know the answer to your question.
by 2b2
Fri Nov 21, 2014 9:19 pm
 
Forum: Investing - Theory, News & General
Topic: What would be the investing strategy for a coming crash?
Replies: 49
Views: 3662

Re: how to make money like a billionaire

From the article:
"It was the ultimate PhD in investing"

BRAVO!, Mr. Robbins.
Now, how can we get that added to his Wikipedia profile?
:shock:

2b2
by 2b2
Thu Nov 20, 2014 11:07 pm
 
Forum: Investing - Theory, News & General
Topic: how to make money like a billionaire
Replies: 116
Views: 9365

Re: Taylor Larimore, My Favorite Teacher

Once again, hats off to Taylor.

2b2
by 2b2
Sat Nov 15, 2014 10:11 am
 
Forum: Local Chapters and Bogleheads Community
Topic: Taylor Larimore, My Favorite Teacher
Replies: 13
Views: 2004

Re: For the next year or so, why shouldn't we be in all-cas

OP, It appears that your mind is made up. I sincerely wish you luck whichever way you decide to go. FWIW, I believe you are forming investing principles with your gut and not with your head. Look through the boards a while. You will see posts from people who have already tried what you are planning....
by 2b2
Fri Nov 14, 2014 9:10 pm
 
Forum: Investing - Theory, News & General
Topic: For the next year or so, why shouldn't we be in all-cash?
Replies: 54
Views: 6718

Re: Inheritance/Retirement Planning Question

You answered your question in your first sentence.
You asked your question in your second.

2b2
by 2b2
Mon Nov 10, 2014 10:02 pm
 
Forum: Personal Finance (Not Investing)
Topic: Inheritance/Retirement Planning Question
Replies: 25
Views: 1896

Re: Part B Excess Charge

drawpoker, Thanks for the link. Interesting. I'm not sure what to think now. I am currently investigating Medicare/Medigap and I spoke to a USAA rep several days ago who provided the info about the states which prohibit Part B excess charges. It is easy to find references on the web to confirm what ...
by 2b2
Sat Oct 25, 2014 5:33 pm
 
Forum: Personal Finance (Not Investing)
Topic: Part B Excess Charge
Replies: 8
Views: 849

Re: Part B Excess Charge

It is my understanding that there are 8 states which do not permit Part B excess charges.
New York is one of the 8.
I recommend you check this out for yourself.

2b2
by 2b2
Fri Oct 24, 2014 7:46 pm
 
Forum: Personal Finance (Not Investing)
Topic: Part B Excess Charge
Replies: 8
Views: 849

Re: Fleeting RBD for large-cap US and emerging markets?

Kevin M wrote:

Although I'm OK with ETFs, I get more manic with them--obsessing over bid/ask, where to set my limit order, etc. So I've resisted the urge to convert my MFs to the ETF share class equivalents.

^^This

Plus, I am not tempted to trade mutual funds as I would be with ETFs

2b2
by 2b2
Wed Oct 15, 2014 5:17 pm
 
Forum: Investing - Theory, News & General
Topic: Fleeting RBD for large-cap US and emerging markets?
Replies: 16
Views: 1250

Re: Retirees only, what was you average investment return?

Been retired 6+ years and I don't track it either.
I used to keep track - then I realized I had a long column of numbers (monthly performance - mostly positive, some negative) which was of absolutely no use to me.

2b2
by 2b2
Wed Oct 08, 2014 10:46 am
 
Forum: Investing - Theory, News & General
Topic: Retirees only, what was you average investment return?
Replies: 49
Views: 3522

Re: Suggestions for Real Estate Attorney in NY/NYC?

neurosphere,
I pm'ed you with some info.
2b2
by 2b2
Mon Aug 04, 2014 9:59 pm
 
Forum: Personal Finance (Not Investing)
Topic: Suggestions for Real Estate Attorney in NY/NYC?
Replies: 7
Views: 700

Re: If Argentina Defaults

Remember Icarus?
by 2b2
Tue Jul 22, 2014 8:22 pm
 
Forum: Investing - Theory, News & General
Topic: If Argentina Defaults
Replies: 21
Views: 2163

Re: I like the investment strategy , not really the lifestyl

In my mind, this forum is about investing wisely.
I pay little attention to posters' spending habits or suggestions.

2b2
by 2b2
Thu May 08, 2014 8:02 am
 
Forum: Personal Finance (Not Investing)
Topic: I like the investment strategy , not really the lifestyle
Replies: 67
Views: 6751

Re: How are you preparing for the coming bear market

Similarly, one wants to avoid a situation where the thrust required exceeds the thrust available.
by 2b2
Sun Apr 06, 2014 12:10 pm
 
Forum: Investing - Theory, News & General
Topic: How are you preparing for the coming bear market
Replies: 104
Views: 8677

Re: I'm feeling old today

cheese_breath,

That is the correct answer, but you will be awarded no credit due to your admission of cheating. :annoyed

A regular Lone Ranger viewer was treated to a once-a-year airing of the episode depicting the origin of the mask and other details of the story.

Great stuff!

2b2
by 2b2
Sat Feb 08, 2014 12:13 am
 
Forum: Personal Consumer Issues
Topic: I'm feeling old today
Replies: 97
Views: 7289

Re: I'm feeling old today

Anybody remember what the Lone Ranger's mask was made from?
by 2b2
Fri Feb 07, 2014 9:46 pm
 
Forum: Personal Consumer Issues
Topic: I'm feeling old today
Replies: 97
Views: 7289

Re: Croatia

drewmo,

I highly recommend a side trip to Split if time allows.
Diocletian's Palace is a place you'll likely never forget.
http://en.wikipedia.org/wiki/Diocletian's_Palace

2b2
by 2b2
Thu Feb 06, 2014 6:23 pm
 
Forum: Personal Consumer Issues
Topic: Croatia
Replies: 41
Views: 2937

Re: Joined the "Two Comma Club" Today

Congratulations!
Very well done.

2b2
by 2b2
Fri Jan 31, 2014 7:28 pm
 
Forum: Investing - Theory, News & General
Topic: Joined the "Two Comma Club" Today
Replies: 47
Views: 4640

Re: Trip to London

by 2b2
Tue Jan 28, 2014 6:59 pm
 
Forum: Personal Finance (Not Investing)
Topic: Trip to London
Replies: 13
Views: 774

Re: My annualized returns are better than yours. Why?

Mr Critical, Posting your return of 12% means absolutely nothing without telling us how you were invested. If you were 100% equities, you got robbed. If you were 100% fixed income, you did extraordinarily well. I am 100% in Vanguard index funds. My XIRR over the past 5 years was 12.4%...so.. I guess...
by 2b2
Mon Jan 27, 2014 6:12 pm
 
Forum: Investing - Help with Personal Investments
Topic: My annualized returns are WORSE than yours. Why?
Replies: 87
Views: 6919

Re: Zowie, what a day. Thanks, all!

natertots,

You did well to avoid the temptation to cut and run.
Good on ya.

2b2
by 2b2
Fri Jan 24, 2014 9:38 pm
 
Forum: Investing - Help with Personal Investments
Topic: Zowie, what a day. Thanks, all!
Replies: 52
Views: 3987

Re: New Investor • Made Mistakes • Need Help

saintpaul,

Two more suggestions:
1- go see The Wolf of Wall Street
2- read Liar's Poker by Michael Lewis

If, after that, you still think you can trade stocks successfully; then, go in peace.

2b2
by 2b2
Wed Jan 22, 2014 9:37 pm
 
Forum: Investing - Help with Personal Investments
Topic: New Investor • Made Mistakes • Need Help
Replies: 23
Views: 1840

Re: TAYLOR'S UPCOMING 90th BIRTHDAY

Taylor, Happy Birthday! You have reached out to so many of us and we have learned much from you. Thank you - for your wisdom as well as for your courage. Thanks to you, whenever I consider 'surrendering' to the market madness, I recall the simple response of your commanding general so many years ago...
by 2b2
Wed Jan 22, 2014 9:24 pm
 
Forum: Local Chapters and Bogleheads Community
Topic: Taylor's 90th Birthday
Replies: 272
Views: 23064

Re: Social Security scenario

Thanks to Carl53, sscritic, and Peter Foley for the additional info on my OP. Matter of fact, the husband's restricted application claiming strategy proposed by Carl53 was actually the one I had been focusing on. I had thought I might have been out in left field with that idea until Carl53 brought i...
by 2b2
Sun Dec 08, 2013 9:47 pm
 
Forum: Personal Finance (Not Investing)
Topic: Social Security scenario
Replies: 23
Views: 1484

Re: Social Security scenario

Thanks to all for the reasoned and patient responses.
...and for the link to the Prudential info.

Much appreciated!

2b2
by 2b2
Sat Dec 07, 2013 10:38 am
 
Forum: Personal Finance (Not Investing)
Topic: Social Security scenario
Replies: 23
Views: 1484

Social Security scenario

I have spent a lot of time trying to determine the most prudent claiming strategy for a couple in the following situation. Seems each time I think I have it solved, I read something else which makes me think my solution wouldn't work. Husband - FRA is 66 current age - 68 still working - has not file...
by 2b2
Sat Dec 07, 2013 9:20 am
 
Forum: Personal Finance (Not Investing)
Topic: Social Security scenario
Replies: 23
Views: 1484

Re: Comfort food

Campbell's tomato soup with a side of Nabisco saltines spread liberally with Philadelphia cream cheese.
The trifecta of comfort food.

2b2
by 2b2
Tue Dec 03, 2013 9:32 pm
 
Forum: Personal Consumer Issues
Topic: Comfort food
Replies: 68
Views: 4011

Re: Change in password rules for log in to Vanguard

I missed it, too!
Thank you.

2b2
by 2b2
Tue Dec 03, 2013 7:30 pm
 
Forum: Investing - Theory, News & General
Topic: Change in password rules for log in to Vanguard
Replies: 2
Views: 464

Re: Why am I way more happy winning $500 gambling than $1000

Ah, but the greasy money is more likely to slip through your fingers.

2b2
by 2b2
Thu Nov 07, 2013 8:13 am
 
Forum: Personal Consumer Issues
Topic: Why am I way more happy winning $500 gambling than $1000 inv
Replies: 18
Views: 1568

Re: Just hit the million mark net worth today

Very well done!
Congratulations on many, many levels.

-2b2
by 2b2
Fri Oct 18, 2013 9:36 pm
 
Forum: Personal Finance (Not Investing)
Topic: Just hit the million mark net worth today
Replies: 98
Views: 9511

Re: Photos of my bike tour from Missoula, MT to Japser, AB

Very enjoyable!
Thanks, Raybo.

2b2
by 2b2
Mon Aug 05, 2013 10:33 pm
 
Forum: Personal Consumer Issues
Topic: Photos of my bike tour from Missoula, MT to Japser, AB
Replies: 46
Views: 3253

Re: [Sad news - Pat Larimore]

Taylor,

I extend my sympathy on the passing of your wife, Pat.

Tom
by 2b2
Thu Jul 18, 2013 9:06 pm
 
Forum: Investing - Theory, News & General
Topic: [Sad news - Pat Larimore]
Replies: 225
Views: 16331

Re: Just Sold Out. What do you think?

OP - It seems to me that you have (perhaps inadvertently) followed J.P. Morgan's purported advice to a nervous equities investor years ago: "Sell down to the sleeping point" . That, in my opinion, is not a bad or wrong thing to do. Now you are left to examine how you got into that uncomfor...
by 2b2
Tue May 14, 2013 7:26 am
 
Forum: Investing - Help with Personal Investments
Topic: Just Sold Out. What do you think?
Replies: 95
Views: 7758

Re: NYT: Hedge Fund Impresario Plays Host in Las Vegas

Well, they'd better get those "fighter jets" out of the hangar.
by 2b2
Thu May 09, 2013 8:29 pm
 
Forum: Investing - Theory, News & General
Topic: NYT: Hedge Fund Impresario Plays Host in Las Vegas
Replies: 7
Views: 594

Re: The Economics of a Second Home

My two cents:

Not being able to totally justify a decision on a solely financial basis does not necessarily make it a bad decision.

2b2
by 2b2
Thu Feb 28, 2013 9:31 pm
 
Forum: Personal Finance (Not Investing)
Topic: The Economics of a Second Home
Replies: 33
Views: 3574

Re: Happy Valentine's Day

Thank you, Kathleen.
The very same to you.

2b2
by 2b2
Thu Feb 14, 2013 6:13 pm
 
Forum: Local Chapters and Bogleheads Community
Topic: Happy Valentine's Day
Replies: 7
Views: 904

Re: Can a Frugal Boglehead date and marry a non Boglehead?

Also, don't forget the most important consideration in a boglehead/non-boglehead mixed marriage :

How will the children be raised ?

2b2
by 2b2
Mon Feb 11, 2013 9:51 pm
 
Forum: Personal Consumer Issues
Topic: Can a Frugal Boglehead date and marry a non Boglehead?
Replies: 34
Views: 4301

Re: Happy Birthday Taylor

Taylor,
Thank you for all the service you have performed - both at home and overseas.
Happy Birthday !
2b2
by 2b2
Fri Jan 25, 2013 7:41 pm
 
Forum: Local Chapters and Bogleheads Community
Topic: Happy Birthday Taylor
Replies: 81
Views: 4437

Re: Use of Risk Parity to Juice Returns in Pension Funds

Leveraged derivatives - what a splendid idea !
What could go wrong ???
by 2b2
Tue Jan 22, 2013 9:14 pm
 
Forum: Investing - Theory, News & General
Topic: Use of Risk Parity to Juice Returns in Pension Funds
Replies: 29
Views: 2002

Re: withdrawing from our IRAS'

I am retired and have been withdrawing from my Vanguard IRA for 4.5 years. I do it the way livesoft describes. Automatic monthly transfer directly into my checking account. Easy as pie. Also, I do not 'sequester' any amount of living expenses outside of the IRA into a MM fund or anywhere else. I sta...
by 2b2
Fri Jan 18, 2013 5:40 pm
 
Forum: Personal Finance (Not Investing)
Topic: withdrawing from our IRAS'
Replies: 9
Views: 979

Re: A Moderator's Dream ...

What's all this talk about Eisenhower ?
I thought Dewey beat him.
by 2b2
Wed Jan 02, 2013 9:03 pm
 
Forum: Personal Finance (Not Investing)
Topic: A Moderator's Dream ...
Replies: 10
Views: 1374

Re: Insuring Safe Deposit Box at Bank?

wastenot,
Your coop's managing agent (if applicable) should be able to replace your stock certificate if it is lost, stolen, or destroyed.
2b2
by 2b2
Sat Dec 29, 2012 9:10 pm
 
Forum: Personal Finance (Not Investing)
Topic: Insuring Safe Deposit Box at Bank?
Replies: 6
Views: 773

Re: Valuethinker pledges another $50 to the site-- if you do

Valuethinker,
I offer condolences on the loss of your father.
2b2
by 2b2
Mon Nov 05, 2012 5:30 pm
 
Forum: Forum Issues and Administration
Topic: [merged donation threads] Dear Bogleheads - time to pony up
Replies: 277
Views: 15362

Re: Piper's "Social Security Made Simple" Free Until Friday

Thanks very much, Mike.
I downloaded a copy and sent the link to a friend (non-Boglehead) who is mapping out his claiming strategy.
Very helpful !

2b2
by 2b2
Thu Oct 11, 2012 7:07 am
 
Forum: Personal Finance (Not Investing)
Topic: Mike Piper's "Social Security Made Simple"
Replies: 51
Views: 5656

Re: Yearly Soc Sec maximum ?

Many thanks to both of you.
Much good info.

--2b2
by 2b2
Wed Oct 10, 2012 6:45 pm
 
Forum: Personal Finance (Not Investing)
Topic: Yearly Soc Sec maximum ?
Replies: 6
Views: 944

Yearly Soc Sec maximum ?

Does anyone know if there is such a thing as a yearly maximum Social Secutity benefit for both spouses receiving a benefit ?

Thanks,
2b2
by 2b2
Wed Oct 10, 2012 6:21 pm
 
Forum: Personal Finance (Not Investing)
Topic: Yearly Soc Sec maximum ?
Replies: 6
Views: 944

Re: Single tax withholding vs. estimated tax payments?

I have used this procedure for a number of years since retirement.
No penalties, no problems.
by 2b2
Mon Oct 08, 2012 6:35 pm
 
Forum: Personal Finance (Not Investing)
Topic: Single tax withholding vs. estimated tax payments?
Replies: 14
Views: 987

Re: Impending Fiscal Cliff and Investments

Since you are concerned that 50/50 is too aggressive, then 50/50 is probably too aggressive - for you.
by 2b2
Wed Oct 03, 2012 4:24 pm
 
Forum: Investing - Help with Personal Investments
Topic: Impending Fiscal Cliff and Investments
Replies: 26
Views: 2265
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